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Question by whathuh99: Debit Card authorization for online purchase?
I have recently used my US Bank Visa Check Card to purchase a $ 300 piece of software. This would be my first purchase with the card, so that might have something to do with my issues.

For the past week the $ 300 purchase had shown up on my account and deducted from my available funds (which were more than enough to make the purchase) and stated as going through the process of “Authorization” which the bank says would take around 3 business days to clear. So I waited, and the vendor where I bought the software continued to say “Processing” as my package’s status.

Now, when I checked to see how the authorization was going on the bank’s website, there is no notification of authorization or anything, and all my funds are back to as if I had never made the purchase.

Is this common? Will it go through eventually, or will I need to re-purchase my item?

Best answer:

Answer by cainvest1
The ‘authorization’ only stays for 3 days. If the merchant didn’t ship the hold is released.

Do NOT reorder this until you talk with the merchant to find out why the product wasn’t shipped. Otherwise you may incur a duplicate charge/shipping.

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